Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Downpayment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Gaurantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 60%
Stress Test Interest Rate 3.5%

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Chat Now!
1
Welcome to The Florence Residences!
Hello! Thanks for visiting
The Florence Residences 悦湖苑!

We Are OPEN For Viewing From 19th June Via Appointment.

Good News!
New Option of Study Corner!
Due to more people working from home, we are now having another option to create a study corner with functional workspace! Only for 3 bedroom and above!

🌹The Florence Residences🌹
💥Closing Updates on 31/07 6pm💥

Total Unit Sold (This Mth): 73
Total Unit Sold (Last Mth): 90
Total Unit Sold (Since CB): 214
Total Unit Sold (Since Launch): 819 of 1410
Balance Units: 591 of 1410

💰 Attractive entry price
🚇 2 ready MRT and 1 future interchange
🏖 Club-condo living concept in Kovan

😱 ATTRACTIVE PRICING!!
1 Bedroom (474sf – 484sf)
fr $706,000 (#01-80)
1 Bedroom + Study (517sf)
fr $793,000 (#01-02)
2 Bedroom Classic (624sf – 753sf)
fr $913,000 (#02-73)
2 Bedroom Deluxe (646sf – 753sf)
fr $998,000 (#01-14)
2 Bedroom + Study (700sf – 753sf)
fr $1,111,000 (#02-58)
3 Bedroom Classic (893sf – 1012sf)
fr $1,304,000 (#02-79)
3 Bedroom Deluxe (990sf – 1098sf)
fr $1,442,000 (#02-46)
4 Bedroom Classic (1270sf – 1356sf)
fr $1,770,000 (#04-12)
4 Bedroom Deluxe (1389sf – 1461 sf)
fr $1,921,000 (#03-62)
5 Bedroom (1668sf – 1679sf)
fr $2,440,000 (#04-21) – Promotional Unit!!

🔑 Future MRT Interchange
🔑Low Entry Price Quantum
🔑 One of the lowest PSF
🔑 Landed Unblock Views
🔑 Exquisite Landscaping
🔑 Renowned Neighborhood Sch
🔑 URA Masterplan Development
🔑 High Upside Potential
🔑 And Many More!!

Physical Viewing is Strictly by Appointment Only to avoid overcrowding. Limited slots per day.

Zoom Virtual Viewing is available.
Chat with us Now to find out more!