Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Downpayment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Gaurantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 60%
Stress Test Interest Rate 3.5%

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Chat Now!
1
Welcome to The Florence Residences!
Hello! Thanks for visiting
The Florence Residences 悦湖苑!

We Are OPEN For Viewing From 19th June Via Appointment.

🥳 87 units sold in June! And already 17 units sold by 10th July! 🥳

💰 Attractive entry price
🚇 2 ready MRT and 1 future interchange
🏖 Club-condo living concept in Kovan

😱 ATTRACTIVE PRICING!!
1 Bedroom (474sf – 484sf)
fr $706,000 (#01-80)
1 Bedroom + Study (517sf)
fr $793,000 (#01-02)
2 Bedroom Classic (624sf – 753sf)
fr $913,000 (#02-73)
2 Bedroom Deluxe (646sf – 753sf)
fr $998,000 (#01-14)
2 Bedroom + Study (700sf – 753sf)
fr $1,111,000 (#02-58)
3 Bedroom Classic (893sf – 1012sf)
fr $1,304,000 (#02-79)
3 Bedroom Deluxe (990sf – 1098sf)
fr $1,442,000 (#02-46)
4 Bedroom Classic (1270sf – 1356sf)
fr $1,770,000 (#04-12)
4 Bedroom Deluxe (1389sf – 1461 sf)
fr $1,921,000 (#03-62)
5 Bedroom (1668sf – 1679sf)
fr $2,440,000 (#04-21) – Promotional Unit!!

🔑 Future MRT Interchange
🔑Low Entry Price Quantum
🔑 One of the lowest PSF
🔑 Landed Unblock Views
🔑 Exquisite Landscaping
🔑 Renowned Neighborhood Sch
🔑 URA Masterplan Development
🔑 High Upside Potential
🔑 And Many More!!

Physical Viewing is Strictly by Appointment Only to avoid overcrowding. Limited slots per day.

Zoom Virtual Viewing is available.
Chat with us Now to find out more!